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This strategy, which they pursued for many years, enabled them to take in millions of dollars in premiums by selling billions of dollars worth of product-liability insurance, and to remain confident as they did so that asbestos claims and, therefore, underwriting losses could be kept to a minimum

The process of adaptation can then be viewed as a modification of the generation process as information about the environment accumulates

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This insurance gap may be a critical factor, as health coverage and a regular source of primary care are among the strongest predictors of receiving age-appropriate cancer screening