why is it hard to quit smoking cigarettes Stop Timeline What Happens When You Quit

Diversion from real problems False information

(A chronology of events is available on a downloadable fact sheet.) Regulatory controls on cigarettes are stronger than those on cigars and other tobacco products

If an exclusion prohibits coverage, the company may not have coverage for important and sometimes catastrophic events, such as property damage by fire, theft/robbery, cyber events, sexual harassment or discrimination claims by employees or others, and bodily injuries to, or caused by, patrons (on and off premises)

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Colorado ($5.96): $5.19 = -15% 43

Financial savings Smoking is an expensive habit, and the financial burden is substantial over time