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A faux fur coat is the ultimate finishing touch

This Ralph Lauren one-shoulder, tie-waist gown is a stunner

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It's made from 100 percent cotton, so it should be breathable in the heat, and has a pullover style that's easy to throw on if you're rushing to make it to brunch on time

The Florsheim Lexington Wingtip Oxford features a smooth upper and is full of great design details like the intricate perfing and the durable construction that offers all-day comfort

Its not too bad when youre out on the water, but you definitely dont need to worry much about bringing layers