Mercers Noeldner agrees that employees opting out of employer-sponsored healthcare insurance simply because the incremental smoking premium is the straw that makes the program unaffordable is not a desirable outcome
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- Discoloration: If the tobacco's color changes, such as taking on a yellow or brown tinge, it may have been exposed to too much light or air
Thats why its important to choose housing that has a smoke-free policy
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Of course, smoking behavior doesnt happen in a vacuum
