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Whether you're going for a professional business look or wearing an elegant suit for a special occasion, learning the skill of pairing loafers with dress pants is necessary

Credit: Eli Schmidt for Women's Health Pros Fleece pockets for extra warmth Doesn't add unnecessary width Made with a waterproof fabric Many jackets on this list are water-resistant, but this option from Rains is fully waterproof

We love our cotton dresses

And as the only black shoes I own are toe cap oxfords, I had to chuckle at the comments about formality because, in my humble opinion, they do not look too smart together

They're a crew height in a smooth, plain, solid color style

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